Why Healthcare Coverage Matters for Part-Time Soldiers
Serving in the Louisiana Army National Guard provides more than training and pay. One of the greatest benefits is access to affordable healthcare. Many part-time Soldiers and their families rely on Guard insurance to keep medical costs low while ensuring quality care.
What Is TRICARE Reserve Select?
TRICARE Reserve Select is the health plan available to National Guard members. It offers coverage for doctor visits, hospital stays, prescriptions, and preventive care. More information can be found at TRICARE Reserve Select.
Eligibility and Enrollment Process
Most Guard members are eligible for TRICARE Reserve Select once they enlist and are not on active duty. Enrollment is simple and requires submitting an application after completing basic and advanced training.
Cost Breakdown for Individuals and Families
One of the biggest advantages of TRICARE Reserve Select is affordability. As of 2025, monthly premiums are around $50 for an individual and $300 for a family. These costs are much lower than most civilian insurance plans, making Guard service a smart financial choice.
Dental and Vision Options
Guard members can also access dental and vision coverage at reduced rates. These plans are optional but provide strong support for routine dental care, braces, eye exams, and glasses.
Life Insurance Availability and Coverage Amounts
Affordable life insurance is available through the Guard, covering up to $500,000. This ensures financial security for families in case of unexpected events.
How Guard Healthcare Compares to Civilian Plans
Compared to civilian insurance, Guard members pay significantly less for similar or better coverage. TRICARE is widely accepted, and premiums are designed to fit the budgets of part-time Soldiers and their families.
Conclusion and How to Enroll or Ask Questions
Healthcare is one of the most valuable benefits of joining the Guard. Affordable premiums, family coverage, and additional dental and vision options make Guard service a strong choice. To explore more about benefits, visit LANG Recruiting or review National Guard insurance benefits.
Frequently Asked Questions
What is TRICARE Reserve Select?
It is a health insurance plan for Guard members offering medical coverage at affordable rates.
How much does Guard health insurance cost?
About $50 a month for individuals and $300 a month for families as of 2025.
Can my family be covered?
Yes. Family members can be included under TRICARE Reserve Select for an additional premium.
Is Guard insurance better than civilian plans?
Yes. Costs are much lower, and coverage is competitive with most private insurance.
How do I enroll in TRICARE?
You can apply after training by submitting the proper enrollment form online or through a recruiter.
Do I get dental and vision coverage?
Yes. Optional dental and vision plans are available for low additional costs.
Can I use my own doctor?
Most doctors accept TRICARE, but you should check with your provider to confirm.
What happens if I leave the Guard?
You may transition to other TRICARE options if eligible.
Is coverage immediate after enlistment?
Coverage starts after you complete training and officially enroll in TRICARE Reserve Select.
Do all Guardsmen qualify?
Most members qualify unless they are currently on active duty or eligible for other federal health coverage.
